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transparency re: Boston Bellringers bank accounts



   People who are interested in our banking might remember that a year or 
so ago I moved most of our funds into a CD so we could get interest on it. 
 What I didn't calculate correctly is the amount that
we need in the basic account (from which we pay bills) to avoid service 
fees.  The minimum required amount has recently gone up a lot. This 
happened right after I had renewed the CD.  To deal with this, I have 
loaned the guild $1000 of my own money so that we don't get hit by any 
fees or a penalty for closing the CD early.  When the CD comes due in the 
fall, I will pay myself back.  This is *not* tying the guild account to my 
personal account.  

Laura Dickerson