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predicted expenses for 2025?

    Most of the Boston Bellringers money is kept in a CD, to make a little 
interest.  It will come due next month, at which time we can move some of 
it from the CD into the regular account if we think we will need to do so. 
 Most of the annual expenses are Ringing World (subscription) or bellboard 
(donations) related, and holiday cards + stamps.  Are there other 
projected costs that I don't know about?  

Laura Dickerson