If the CD is at the same bank, it might be worthwhile asking them to waive the minimum, since you made the CD decision based on the minimum balance information at the time.
Out of curiosity, what is the minimum, and what is the fee if the balance falls below the minimum?

On Fri, Apr 25, 2025 at 10:09 AM Laura Dickerson via Boston-change-ringers <boston-change-ringers@cosmos.phy.tufts.edu> wrote:
   People who are interested in our banking might remember that a year or so ago I moved most of our funds into a CD so we could get interest on it.  What I didn't calculate correctly is the amount that
we need in the basic account (from which we pay bills) to avoid service fees.  The minimum required amount has recently gone up a lot. This happened right after I had renewed the CD.  To deal with this, I have loaned the guild $1000 of my own money so that we don't get hit by any fees or a penalty for closing the CD early.  When the CD comes due in the fall, I will pay myself back.  This is *not* tying the guild account to my personal account. 

Laura Dickerson

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